Terms and Conditions

Acceptance of Terms

By accessing and using the brantelixov.com website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website.

Description of Services

Brantelixov provides educational and informational materials about personal finance and financial planning. Our content is for educational and informational purposes only and does not constitute financial, legal or professional advice.

Website Usage

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of third parties. It is prohibited to:

• Use the website fraudulently or in connection with criminal activities
• Send or transmit material containing viruses or malicious code
• Attempt to gain unauthorized access to the website or related systems
• Reproduce, duplicate or resell any part of the website without authorization

Intellectual Property

All website content, including text, graphics, logos, images and software, is the property of Brantelixov or its licensors and is protected by Brazilian copyright laws and international treaties.

Limitation of Liability

Website content is provided "as is" without warranties of any kind. Brantelixov shall not be liable for any direct, indirect, incidental or consequential damages resulting from the use or inability to use our website or content.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting on the website. Continued use of the website after such changes constitutes acceptance of the new terms.

Applicable Law

These Terms and Conditions are governed by the laws of the Federative Republic of Brazil. Any dispute shall be subject to the exclusive jurisdiction of the courts of the State of São Paulo, Brazil.